Joining Benefits of Axis Bank Insta Easy Credit Card
- Easy Approval:
Instant approval with minimal documentation, as the card is issued against a fixed deposit.
- No Income Proof Required:
No proof of income is required since the card is secured against your fixed deposit with Axis Bank.
- High Credit Limit:
Credit limit of up to 80% of your fixed deposit amount, with a minimum FD of โน20,000.
- Reward Points:
Earn 6 EDGE reward points for every โน200 spent on the card.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Annual Fee Waiver:
No annual fee for the first year. Subsequent annual fee waived on spending โน25,000 in a year.
- Interest-Free Period:
Up to 50 days of interest-free credit on purchases.
- Cash Withdrawal Facility:
Withdraw cash up to 100% of your credit limit from ATMs.
- Flexible Payment Options:
Option to convert large purchases into EMIs.
- Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and skimming.