Credit Builder Cards

Joining Benefits of SBI Unnati Credit Card

1. No Annual Fee for the First 4 Years:

Enjoy zero annual fees for the first four years, making it a cost-effective option.

1. Easy Approval:

Simple eligibility criteria, with no income proof required, as the card is issued against a fixed deposit of ₹25,000 or more with SBI.

1. Reward Points:

Earn 1 Reward Point for every ₹100 spent on all retail purchases, except fuel.

1. Fuel Surcharge Waiver:

1% waiver on fuel surcharge across all petrol pumps in India for transactions between ₹500 and ₹3,000.

1. Cash Withdrawal Facility:

Withdraw cash up to 90% of your credit limit from ATMs, offering liquidity in emergencies.

1. Interest-Free Period:

Up to 50 days of interest-free credit on purchases.

1. Flexible Payment Options:

Option to convert large purchases into easy monthly installments (EMIs).

1. Security Features:

EMV chip-enabled card for enhanced security against counterfeiting and skimming.

1. Complimentary Insurance:

Personal accident cover for the cardholder, providing added security.