GEEK GAINS: Credit Card Rewards, Points & Miles
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Credit Card Reviews

IDFC FIRST Millennia Credit Card Review
Joining Benefits of IDFC Wealth Credit Card
- Welcome Benefit:
Complimentary luxury gift voucher upon card activation.
- Reward Points:
10x reward points on spends over โน20,000.
6x reward points on international spends.
3x reward points on online purchases.
2x reward points on all other spends.
- Airport Lounge Access:
Unlimited complimentary access to domestic and international airport lounges.
- Dining Privileges:
Up to 20% off at partner restaurants.
- Golf Privileges:
Complimentary golf games and lessons at select courses.
- Wellness Benefits:
Discounts and complimentary access to premium spas and wellness centers.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge across all petrol pumps.
- Comprehensive Insurance:
Complimentary personal accident cover and travel insurance.
- Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.
- Annual Fee Waiver:
No annual fee, making it a lifetime free card.
- Interest-Free Period:
Up to 48 days of interest-free credit.
- Exclusive Offers:
Special discounts and offers on shopping, travel, and lifestyle through IDFC Bank's partnerships.

Airtel Axis Bank Credit Card Review
Joining Benefits of Airtel Axis Bank Credit Card
- Welcome Benefit: Amazon e-gift voucher worth โน500 on first transaction within 30 days of card issuance.
- Cashback on Airtel Payments: 25% cashback on Airtel mobile, broadband, DTH, and utility bill payments via Airtel Thanks app.
- Cashback on Other Spends: 10% cashback on utility bill payments (electricity, water, gas) via Airtel Thanks app, and 1% cashback on all other spends.
- Airport Lounge Access: 4 complimentary domestic lounge visits per year.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions.
- Annual Fee Waiver: Annual fee waived on spending โน2 lakh in a year.
- Exclusive Offers: Special discounts on shopping, dining, and travel via Axis Bank partner merchants.
- Interest-Free Period: Up to 50 days of interest-free credit.