GEEK GAINS: Credit Card Rewards, Points & Miles

Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. Itโ€™s all about making the best choices without the hassle.

Credit Card Guides

Comprehensive Guide to Cashback Credit Cards

Comprehensive Guide to Cashback Credit Cards

Introduction Cashback credit cards have become increasingly popular in India, offering a convenient way to earn rewards on everyday purchases....
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Complete Guide to Choosing the Right Credit Card

Introduction In today's fast-paced financial environment in India, choosing the right credit card is more than just a convenience-it's a...
American Express Image

Maximizing Your American Express Membership Rewards: A Comprehensive Guide

Introduction Welcome to the definitive guide on maximizing your American Express Membership Rewards Points. In this compact yet comprehensive introduction,...

Hotel and Airline Loyalty Guides

Hotel Loyalty Points Image

Maximize Your Hotel Loyalty Points: A Complete Guide to Using AwardWallet, MaxRewards, Point.me, and ExpertFlyer

Introduction Welcome to your ultimate guide to maximizing hotel loyalty points. In a world where travel can be both a...
A Comprehensive Guide of Airline Loyalty Points Image

A Comprehensive Guide of Airline Loyalty Points

Introduction Traveling the world has become more accessible than ever before, and for Indian globetrotters looking to make the most...
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Guide to World of Hyatt Loyalty Programme for Indians

Introduction The World of Hyatt Loyalty Program stands as a pivotal element in the global travel landscape, offering a wide...

Credit Card News

Valentineโ€™s 2025 Exclusive Credit Card Discounts on Shopping, Travel & Dining!

Valentineโ€™s 2025: Exclusive Credit Card Discounts on Shopping, Travel & Dining!

Celebrate Valentine's Day 2025 with #ReimagineLoveWithBOBCARD 2.0! BOBCARD, a subsidiary of Bank of Baroda, is bringing amazing discounts for shoppers...
Primus Credit Card Image

Discover ‘Axis Primus’: The Ultimate Luxury Credit Card Tailored for India’s Elite

In the world of credit cards, exclusivity and luxury have always been key differentiators. For India's ultra-high net worth individuals...
HDFC Bank Credit Card Loyalty Program

Major changes announced to HDFC Bank Credit Card Loyalty Program

Major Changes Announced to HDFC Bank Credit Card Loyalty Program Effective September 1st, 2024 July 31, 2024 - HDFC Bank...

Credit Card Reviews

ICICI Sapphiro Credit Card Image

ICICI Sapphiro Credit Card Review

ICICI Bank Sapphiro Credit Card

Joining Benefits of ICICI Sapphiro Credit Card

  1. Welcome Bonus:

20,000 Payback Points on payment of the joining fee.

  1. Complimentary Movie Tickets:

Buy one, get one free movie ticket offer through BookMyShow, twice a month (up to โ‚น500 per ticket).

  1. Travel Benefits:

Complimentary domestic and international airport lounge access (2 visits per quarter for domestic, and 4 visits per year for international).

  1. Dining Discounts:

Up to 15% off at over 2,500 restaurants across India through the Culinary Treats program.

  1. Reward Points:

Earn 4 Payback Points for every โ‚น100 spent on dining, groceries, and utility bills.

Earn 2 Payback Points for every โ‚น100 spent on other categories.

  1. Fuel Surcharge Waiver:

1% waiver on fuel surcharge at HPCL petrol pumps.

  1. Golf Privileges:

Complimentary golf rounds at select golf courses in India (up to 4 rounds per month).

  1. Exclusive Offers:

Special discounts and offers on shopping, travel, and lifestyle through ICICI Bank's exclusive partnerships.

  1. Annual Fee Waiver:

Annual fee waived on spending โ‚น6 lakhs in a year.

  1. Wellness Benefits:

Access to select spas and wellness centers with exclusive discounts.

  1. Interest-Free Period:

Up to 48 days of interest-free credit.


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Card Features and Benefits   Rewards Program: The ICICI Sapphiro Credit Card offers a generous rewards...
ICICI Platinum Chip Credit Card Image

ICICI Platinum Chip Credit Card Review

ICICI Platinum Chip Credit Card ICICI Platinum Chip Credit Card

Joining Benefits of ICICI Bank Platinum Chip Credit Card

  • Welcome Bonus:

No specific welcome bonus, but offers straightforward rewards and benefits.

  • Reward Points:

Earn 2 Payback Points for every โ‚น100 spent on all retail transactions except fuel.

  • Fuel Surcharge Waiver:

1% waiver on fuel surcharge at HPCL petrol pumps when you swipe the card on ICICI Merchant Services swipe machines.

  • Dining Discounts:

Up to 15% off at over 2,500 partner restaurants across India through the ICICI Bank Culinary Treats program.

  • Annual Fee Waiver:

No annual fee, making it a cost-effective option.

  • Interest-Free Period:

Up to 48 days of interest-free credit on purchases.

  • Comprehensive Insurance:

Complimentary personal accident insurance cover.

  • Security Features:

EMV chip-enabled card for enhanced security against counterfeiting and skimming.

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Card Features and Benefits The ICICI Platinum Chip Credit Card comes with an array of features...
Axis Bank Neo Credit Card Image

Axis Bank Neo Credit Card Review

Axis Bank Neo Credit Card

Joining Benefits of Axis Bank Neo Credit Card

  1. Welcome Benefits:

โ‚น250 Amazon voucher on first transaction within 30 days.

โ‚น500 BookMyShow voucher on first spend of โ‚น500 within 30 days.

  1. Movie Ticket Discounts:

Buy one get one free on movie tickets via BookMyShow, up to โ‚น200 per month.

  1. Shopping Benefits:

10% off on Myntra, up to โ‚น500 per month.

Exclusive offers on partner brands like Jabong, AJIO, and others.

  1. Dining Discounts:

Up to 20% off at partner restaurants.

  1. Reward Points:

2 EDGE reward points for every โ‚น200 spent.

  1. Fuel Surcharge Waiver:

1% waiver on fuel transactions.

  1. Annual Fee Waiver:

Annual fee waived on spending โ‚น2 lakh in a year.

  1. EMI Conversion:

Easy EMI conversion on big-ticket purchases.


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Card Features and Benefits The Axis Bank Neo Credit Card is packed with a range of...
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