GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
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Credit Card Reviews
Axis Bank My Zone Credit Card Review
Joining Benefits of Axis Bank My Zone Credit Card
- Welcome Benefit:
Complimentary SonyLIV Premium annual subscription on card activation.
- Movie Ticket Discounts:
25% cashback on movie ticket bookings via Paytm, up to ₹100 per month.
- Dining Discounts:
Up to 20% off at partner restaurants.
- Reward Points:
4 EDGE reward points for every ₹200 spent on all transactions.
- Airport Lounge Access:
2 complimentary domestic lounge visits per quarter.
- Fuel Surcharge Waiver:
1% waiver on fuel transactions.
- Annual Fee Waiver:
Annual fee waived on spending ₹2 lakh in a year.
- Cashback on Weekend Spends:
10% cashback on weekend dining, shopping, and entertainment spends (capped at ₹500 per month).
IDFC First Select Credit Card Review
Joining Benefits of IDFC FIRST Select Credit Card
- Welcome Benefit:
Complimentary e-gift voucher upon card activation.
- Reward Points:
10x reward points on spends over ₹25,000.
6x reward points on online purchases.
3x reward points on offline spends.
1 reward point per ₹100 spent on all other purchases.
- Airport Lounge Access:
8 complimentary domestic airport lounge visits per year.
- Dining Discounts:
Up to 20% off at partner restaurants through IDFC FIRST Bank’s Dining Delights program.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Entertainment Offers:
Buy one, get one free movie tickets on BookMyShow, once a month (up to ₹250 per ticket).
- Wellness Benefits:
Discounts and complimentary access to premium spas and wellness centers.
- Annual Fee Waiver:
No annual fee for the first year. Subsequent annual fee waived on spending ₹1.5 lakhs in the previous year.
- Interest-Free Period:
Up to 48 days of interest-free credit.
- Comprehensive Insurance:
Complimentary personal accident cover and travel insurance.
- Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.
Axis ACE Credit Card Review
Joining Benefits of Axis ACE Credit Card
- Welcome Benefit:
Amazon e-voucher worth ₹500 on completing the first transaction within 30 days.
- Cashback on Bill Payments:
5% cashback on bill payments and mobile recharges made through Google Pay.
- Cashback on Dining and Online Food Orders:
4% cashback on Swiggy, Zomato, and other online food delivery services.
- Cashback on Other Spends:
2% cashback on all other transactions.
- Fuel Surcharge Waiver:
1% waiver on fuel transactions.
- Annual Fee Waiver:
Annual fee waived on spending ₹2 lakh in a year.
- Dining Discounts:
Up to 20% off at partner restaurants through Axis Bank's Dining Delights program.
- Interest-Free Period:
Up to 50 days of interest-free credit.