GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
Credit Card Guides
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Hotel and Airline Loyalty Guides
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Credit Card News
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Credit Card Reviews
American Express Membership Rewards Credit Card Review
Joining Benefits of American Express Membership Rewards Credit Card
- Welcome Bonus:
4,000 Membership Rewards® points upon spending ₹15,000 within the first 90 days of card membership.
- Reward Points:
1 Membership Rewards® point for every ₹50 spent, except for spends on insurance and utilities.
- Milestone Benefits:
1,000 Membership Rewards® points on 4 transactions of ₹1,000 or more each month.
- Points Transfer:
Flexibility to transfer Membership Rewards® points to airline and hotel loyalty programs.
- Dining Privileges:
Exclusive dining offers and discounts at premium restaurants.
- Travel Benefits:
Special discounts and offers on travel bookings.
- Fuel Surcharge Waiver:
0% waiver on fuel transactions.
- Annual Fee Waiver:
Annual fee of ₹1,500 waived on spending ₹1.5 lakhs in a year.
- Comprehensive Insurance:
Purchase protection and extended warranty cover.
- 24/7 Card Related Assistance:
Round-the-clock assistance for any card-related queries or issues.
HDFC Moneyback Credit Card Review
Joining Benefits of HDFC MoneyBack Credit Card
- Welcome Bonus: 500 reward points on your first transaction.
- Reward Points: 2 points/₹150 on all purchases; 2X points on online spends.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions.
- Cashback: Redeem reward points as cashback (100 points = ₹20).
- Interest-Free Period: Up to 50 days of interest-free credit.
- Annual Fee Waiver: Annual fee waived on annual spends of ₹50,000.
- EMI Conversion: Easy EMI options on big-ticket purchases.
- Zero Liability on Lost Card: Report immediately to be protected against fraudulent transactions.
HDFC Regalia Gold Credit Card Review
Joining Benefits of HDFC Regalia Gold Credit Card
- Welcome Bonus: 2500 reward points on card activation.
- Airport Lounge Access: 12 complimentary domestic and 6 international lounge visits annually.
- Dining Discounts: Up to 20% off at select restaurants.
- Reward Points: 4 points/₹150 on all purchases.
- Travel Benefits: Special discounts on travel bookings and hotel stays.
- Comprehensive Insurance: Travel and air accident cover.
- Fuel Surcharge Waiver: 1% waiver on fuel transactions.
- Annual Fee Waiver: Annual fee waived on spending ₹3 lakhs in a year.