GEEK GAINS: Credit Card Rewards, Points & Miles

Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.

Credit Card Guides

Comprehensive Guide to Cashback Credit Cards
Jul 16

Comprehensive Guide to Cashback Credit Cards

Introduction Cashback credit cards have become increasingly popular in India, offering a convenient way to earn rewards on everyday purchases....
Choosing right credit card Image
Apr 17

Complete Guide to Choosing the Right Credit Card

Introduction In today's fast-paced financial environment in India, choosing the right credit card is more than just a convenience-it's a...
American Express Image
Mar 30

Maximizing Your American Express Membership Rewards: A Comprehensive Guide

Introduction Welcome to the definitive guide on maximizing your American Express Membership Rewards Points. In this compact yet comprehensive introduction,...

Hotel and Airline Loyalty Guides

Hotel Loyalty Points Image
May 06

Maximize Your Hotel Loyalty Points: A Complete Guide to Using AwardWallet, MaxRewards, Point.me, and ExpertFlyer

Introduction Welcome to your ultimate guide to maximizing hotel loyalty points. In a world where travel can be both a...
A Comprehensive Guide of Airline Loyalty Points Image
Apr 29

A Comprehensive Guide of Airline Loyalty Points

Introduction Traveling the world has become more accessible than ever before, and for Indian globetrotters looking to make the most...
Hyatt-Regency-image-3
Apr 12

Guide to World of Hyatt Loyalty Programme for Indians

Introduction The World of Hyatt Loyalty Program stands as a pivotal element in the global travel landscape, offering a wide...

Credit Card News

Valentine’s 2025 Exclusive Credit Card Discounts on Shopping, Travel & Dining!
Feb 12

Valentine’s 2025: Exclusive Credit Card Discounts on Shopping, Travel & Dining!

Celebrate Valentine's Day 2025 with #ReimagineLoveWithBOBCARD 2.0! BOBCARD, a subsidiary of Bank of Baroda, is bringing amazing discounts for shoppers...
Primus Credit Card Image
Aug 13

Discover ‘Axis Primus’: The Ultimate Luxury Credit Card Tailored for India’s Elite

In the world of credit cards, exclusivity and luxury have always been key differentiators. For India's ultra-high net worth individuals...
HDFC Bank Credit Card Loyalty Program
Jul 31

Major changes announced to HDFC Bank Credit Card Loyalty Program

Major Changes Announced to HDFC Bank Credit Card Loyalty Program Effective September 1st, 2024 July 31, 2024 - HDFC Bank...

Credit Card Reviews

RBL World Safari Credit Card Image
Apr 02

RBL World Safari Credit Card Review

Card Features and Benefits The RBL World Safari Credit Card is designed with a keen focus on enhancing the travel...
HDFC Millennia Image
Apr 02

HDFC Millenia Credit Card Review

HDFC MILLENNIA CREDIT CARD
HDFC MILLENNIA CREDIT CARD

Joining Benefits of HDFC Millennia Credit Card


  1. Welcome Bonus: 1,000 cash points on the first transaction.
  2. Cashback on Online Spends: 5% cashback on Amazon, Flipkart, and other major online brands.
  3. Cashback on Wallet Loads: 2.5% cashback on PayZapp and SmartBuy.
  4. Cashback on Other Spends: 1% cashback on all other spends.
  5. Airport Lounge Access: 8 complimentary domestic lounge visits per year.
  6. Fuel Surcharge Waiver: 1% waiver on fuel transactions.
  7. Annual Fee Waiver: Annual fee waived on spending ₹1 lakh in a year.
  8. Interest-Free Period: Up to 50 days of interest-free credit.


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Card Features and Benefits The HDFC Millenia Credit Card stands out for its robust cashback program...
American Express Platinum Travel Image
Mar 29

American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card

Joining Benefits of American Express Platinum Travel Credit Card

  1. Welcome Bonus:

Earn 5,000 Membership Rewards® points upon spending ₹5,000 within the first 90 days of card membership.

  1. Milestone Benefits:

Earn a Travel Voucher worth ₹7,700 on spending ₹1.90 lakhs in a year.

Earn a Travel Voucher worth ₹11,800 on spending ₹4 lakhs in a year.

  1. Airport Lounge Access:

8 complimentary visits per year to domestic airport lounges across major cities.

  1. Reward Points:

Earn 1 Membership Rewards® point for every ₹50 spent, except for spends on insurance and utilities.

  1. Travel Privileges:

Exclusive travel deals and offers on flights, hotels, and holiday packages.

  1. Dining Discounts:

Up to 20% off at select premium restaurants.

  1. Fuel Surcharge Waiver:

0% fuel surcharge at HPCL outlets when you swipe for fuel worth ₹400 to ₹4,000.

  1. Comprehensive Insurance:

Complimentary travel insurance including cover for lost baggage, flight delays, and more.

  1. Annual Fee Waiver:

Annual fee waived on spending ₹1.90 lakhs in a year.

  1. 24/7 Card Related Assistance:

Round-the-clock assistance for any card-related queries or issues.


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Card Features and Benefits The American Express® Platinum Travel Credit Card comes packed with a range...
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