GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
Credit Card Guides
Comprehensive Guide to Cashback Credit Cards
Hotel and Airline Loyalty Guides
Maximize Your Hotel Loyalty Points: A Complete Guide to Using AwardWallet, MaxRewards, Point.me, and ExpertFlyer
Credit Card News
Valentine’s 2025: Exclusive Credit Card Discounts on Shopping, Travel & Dining!
Credit Card Reviews
Axis Bank Vistara Infinite Credit Card Review
ICICI Amazon Pay Credit Card Review
Joining Benefits of ICICI Amazon Pay Credit Card
- No Joining or Annual Fee:
Lifetime free card with no joining or annual fees, making it a cost-effective option.
- Cashback on Amazon Purchases:
5% cashback for Amazon Prime members on Amazon India purchases.
3% cashback for non-Prime members on Amazon India purchases.
- Cashback on Partner Merchants:
2% cashback on payments made at over 100 Amazon Pay partner merchants.
- Cashback on All Other Spends:
1% cashback on all other purchases.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Instant Reward Redemption:
Cashback is credited directly as Amazon Pay balance, which can be used for future purchases on Amazon.in or with partner merchants.
- Dining Discounts:
Up to 15% off at over 2,500 partner restaurants across India through ICICI Bank’s Culinary Treats program.
- Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and fraud.
- Interest-Free Period:
Up to 48 days of interest-free credit on purchases.
Axis Bank CASHBACK Credit Card Review
Joining Benefits of Citi Cash Back Credit Card
- Welcome Benefit:
No specific welcome bonus, but offers straightforward cashback on everyday spends.
- Cashback on Utility Bill Payments:
5% cashback on utility bill payments made through Citi BillPay.
- Cashback on Movie Tickets:
5% cashback on movie ticket purchases.
- Cashback on Telephone Bill Payments:
5% cashback on telephone bill payments.
- Cashback on All Other Spends:
0.5% cashback on all other purchases.
- Automatic Cashback Redemption:
Cashback is automatically credited to your statement once it reaches ₹500, making it hassle-free.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India, for transactions between ₹400 and ₹4,000.
- Annual Fee Waiver:
No annual fee waiver, but the cashback benefits can effectively offset the fee for active users.
- Interest-Free Period:
Up to 50 days of interest-free credit on purchases.
- Security Features:
EMV chip-enabled card for enhanced security against fraud.