GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
Credit Card Guides
Comprehensive Guide to Cashback Credit Cards
Hotel and Airline Loyalty Guides
Maximize Your Hotel Loyalty Points: A Complete Guide to Using AwardWallet, MaxRewards, Point.me, and ExpertFlyer
Credit Card News
Valentine’s 2025: Exclusive Credit Card Discounts on Shopping, Travel & Dining!
Credit Card Reviews
ICICI Bank Platinum Chip Credit Card Review
ICICI Platinum Chip Credit Card
Joining Benefits of ICICI Bank Platinum Chip Credit Card
- Welcome Bonus:
No specific welcome bonus, but offers straightforward rewards and benefits.
- Reward Points:
Earn 2 Payback Points for every ₹100 spent on all retail transactions except fuel.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at HPCL petrol pumps when you swipe the card on ICICI Merchant Services swipe machines.
- Dining Discounts:
Up to 15% off at over 2,500 partner restaurants across India through the ICICI Bank Culinary Treats program.
- Annual Fee Waiver:
No annual fee, making it a cost-effective option.
- Interest-Free Period:
Up to 48 days of interest-free credit on purchases.
- Comprehensive Insurance:
Complimentary personal accident insurance cover.
- Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and skimming.
ICICI Bank HPCL Coral Credit Card Review
ICICI Bank HPCL Coral Credit Card
Joining Benefits of ICICI Bank HPCL Coral Credit Card
Welcome Bonus:
2,000 Payback Points on payment of the joining fee.
Fuel Savings:
2.5% cashback on fuel purchases at HPCL petrol pumps when you pay using the ICICI Bank HPCL Coral Credit Card.
Reward Points:
Earn 2 Payback Points for every ₹100 spent on retail purchases except fuel.
Earn 2X reward points on grocery, dining, and utility bill payments.
Fuel Surcharge Waiver:
1% waiver on fuel surcharge at HPCL petrol pumps (for transactions up to ₹4,000).
Annual Fee Waiver:
Annual fee waived on spending ₹50,000 in a year.
Dining Discounts:
Up to 15% off at over 2,500 partner restaurants across India through the ICICI Bank Culinary Treats program.
Instant Redemption:
Redeem Payback Points instantly for free fuel at select HPCL petrol pumps.
Interest-Free Period:
Up to 48 days of interest-free credit on purchases.
Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and skimming.
HDFC Bharat CashBack Card Review
Joining Benefits of HDFC Bharat Cashback Credit Card
- Welcome Benefit:
₹50 cashback on your first transaction within 30 days of card issuance.
- Cashback on Essential Spends:
5% cashback on:
Fuel purchases
Utility bill payments
Mobile recharges
Grocery shopping
- Cashback on Other Spends:
5% cashback on EasyEMI and PayZapp transactions.
1% cashback on all other retail spends.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India (for transactions between ₹400 and ₹5,000).
- Annual Fee Waiver:
Annual fee waived on spending ₹20,000 in a year.
- Interest-Free Period:
Up to 50 days of interest-free credit on purchases.
- Easy EMI Conversion:
Option to convert big-ticket purchases into easy monthly installments.
- Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and skimming.