GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
Credit Card Guides
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Credit Card Reviews
BPCL SBI Card Octane Review
Joining Benefits of BPCL SBI Card OCTANE
- Welcome Bonus:
6,000 reward points on payment of the joining fee.
- Fuel Savings:
7.25% value back (including 1% fuel surcharge waiver) on fuel purchases at BPCL petrol pumps.
25x reward points for every ₹100 spent on fuel at BPCL petrol pumps.
- Reward Points:
10x reward points for every ₹100 spent on dining, movies, and grocery purchases.
1 reward point for every ₹100 spent on all other retail purchases.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Annual Fee Waiver:
Annual fee waived on spending ₹3 lakh in a year.
- Airport Lounge Access:
4 complimentary domestic airport lounge visits per year.
- Dining Discounts:
Up to 10% off at select premium restaurants through the SBI Card Culinary Treats program.
- Exclusive Offers:
Special discounts and offers on shopping, travel, and lifestyle through SBI Card’s exclusive partnerships.
- Interest-Free Period:
Up to 50 days of interest-free credit.
- Comprehensive Insurance:
Complimentary personal accident insurance cover.
- Security Features:
EMV chip-enabled card for enhanced security against counterfeiting and skimming.
IndianOil Citi Platinum Credit Card Review
IndianOil Citi Platinum Credit Card
Joining Benefits of IndianOil Citi Platinum Credit Card
Welcome Bonus:
250 Turbo Points on the first spend within 30 days of card issuance.
Fuel Savings:
Earn 4 Turbo Points for every ₹150 spent on fuel at authorized IndianOil outlets.
Reward Points:
Earn 2 Turbo Points for every ₹150 spent on groceries and supermarkets.
Earn 1 Turbo Point for every ₹150 spent on all other categories.
Fuel Surcharge Waiver:
1% waiver on fuel surcharge at authorized IndianOil outlets.
Redemption of Turbo Points:
Redeem Turbo Points instantly for free fuel at IndianOil outlets.
Dining Privileges:
Exclusive dining offers and discounts at premium restaurants.
Annual Fee Waiver:
Annual fee waived on spending ₹30,000 in a year.
Interest-Free Period:
Up to 50 days of interest-free credit.
Comprehensive Insurance:
Complimentary personal accident insurance cover and lost card liability cover.
Global Acceptance:
Widely accepted at millions of merchant locations and ATMs worldwide.
Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.
Citi PremierMiles Travel Credit Card Review
Citi PremierMiles Travel Credit Card Review
Joining Benefits of Citi PremierMiles Travel Credit Card
- Welcome Bonus:
10,000 Miles on the first spend of ₹1,000 within the first 60 days of card issuance.
- Reward Points:
Earn 10 Miles for every ₹100 spent on airline transactions.
Earn 4 Miles for every ₹100 spent on all other transactions.
- Airport Lounge Access:
Complimentary access to select domestic airport lounges.
- Miles Transfer:
Transfer Miles to leading airline and hotel loyalty programs.
- Travel Benefits:
Special offers on flight and hotel bookings.
Access to exclusive travel deals and discounts.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Dining Privileges:
Exclusive dining offers and discounts at premium restaurants.
- Annual Fee Waiver:
Annual fee waived on spending ₹1 lakh in a year.
- Interest-Free Period:
Up to 50 days of interest-free credit.
- Comprehensive Insurance:
Complimentary travel insurance, including air accident cover and lost card liability cover.
- Global Acceptance:
Widely accepted at millions of merchant locations and ATMs worldwide.
- Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.