GEEK GAINS: Credit Card Rewards, Points & Miles
Geek Gains is all about making credit cards, hotel loyalty programs and travel miles easy to understand. We give you clear reviews and tips so you can pick the best deals and travel smarter. It’s all about making the best choices without the hassle.
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Credit Card Reviews
Standard Chartered Ultimate Metal Credit Card Review
Joining Benefits of Standard Chartered Ultimate Metal Credit Card
- Welcome Benefit:
6,000 reward points upon payment of the joining fee.
- Reward Points:
Earn 5 reward points for every ₹150 spent on all categories.
- Milestone Benefits:
Earn 5,000 reward points on reaching annual spends of ₹3 lakhs.
- Airport Lounge Access:
Unlimited complimentary access to domestic and international airport lounges.
- Dining Privileges:
Up to 25% off at select premium restaurants through Standard Chartered’s Good Life program.
- Luxury Hotel Benefits:
Special discounts and offers at leading luxury hotels worldwide.
- Golf Privileges:
Complimentary golf games and lessons at select golf courses.
- Travel Benefits:
Exclusive travel deals and offers on flights, hotels, and holiday packages.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Annual Fee Waiver:
Annual fee waived on spending ₹6 lakhs in a year.
- Comprehensive Insurance:
Complimentary travel insurance including medical cover, lost baggage cover, and personal accident insurance.
- Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.
- Interest-Free Period:
Up to 50 days of interest-free credit.
- Zero Liability Protection:
Protection against fraudulent transactions if the card is reported lost or stolen.
Axis Bank Magnus Metal Credit Card Review
Joining Benefits of Axis Bank Magnus Metal Credit Card
- Welcome Benefit:
Complimentary luxury gift voucher worth ₹10,000 upon card activation.
- Reward Points:
Earn 12 EDGE reward points per ₹200 spent on all transactions.
- Milestone Benefits:
Earn 25,000 bonus reward points on spending ₹1 lakh in a month.
Earn 10,000 bonus reward points on reaching annual spends of ₹15 lakhs.
- Airport Lounge Access:
Unlimited complimentary access to domestic and international airport lounges.
- Dining Privileges:
Up to 25% off at select premium restaurants.
- Luxury Hotel Benefits:
Complimentary membership to Club Marriott, providing discounts on stays and dining at Marriott hotels.
- Golf Privileges:
Complimentary golf rounds and lessons at select golf courses.
- Travel Benefits:
Special discounts and offers on flights and hotel bookings.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Annual Fee Waiver:
Annual fee waived on spending ₹15 lakhs in a year.
- Comprehensive Insurance:
Complimentary travel insurance and personal accident cover.
- Concierge Services:
24/7 global concierge service for travel, dining, and entertainment arrangements.
- Interest-Free Period:
Up to 50 days of interest-free credit.
Swiggy HDFC Credit Card Review
Joining Benefits of Swiggy HDFC Bank Credit Card
- Welcome Benefit:
Complimentary Swiggy voucher worth ₹500 upon card activation.
- Cashback on Swiggy:
10% cashback on all Swiggy spends, including food delivery, Swiggy Genie, and Swiggy Instamart.
- Cashback on Online Spends:
5% cashback on other online transactions.
- Cashback on Other Spends:
1% cashback on all other purchases.
- Dining Discounts:
Up to 20% off at partner restaurants through HDFC Bank’s Dining Delights program.
- Fuel Surcharge Waiver:
1% waiver on fuel surcharge at all petrol pumps across India.
- Annual Fee Waiver:
Annual fee waived on spending ₹1 lakh in a year.
- Interest-Free Period:
Up to 50 days of interest-free credit.
- Exclusive Offers:
Special discounts and offers on shopping, travel, and entertainment through HDFC Bank’s partnerships.
- Security Features:
Advanced security features with EMV chip technology and zero liability on lost cards.